Welcome! I am an Assistant Professor of Law at Berkeley Law School. My research and teaching focus on consumer finance, specifically savings, debt, and the impact of law and regulation on private markets. My interests include legal mechanisms for protecting retail investors, the role of mortgage servicers in household financial distress, and the effect of public pension policies on annuity markets. My scholarship has appeared in the Michigan Law Review and the Boston University Law Review, as well as being cited by the Securities and Exchange Commission and the 2nd Circuit Court of Appeals. Prior to joining Berkeley Law, I was a Bigelow Fellow and NSF Postdoctoral Fellow at the University of Chicago. I have a PhD in Economics from MIT and a JD from Yale.