Welcome to my research page! I am an assistant professor at Berkeley Law School. I have a PhD in economics from MIT and a JD from Yale Law School, and I study the law and economics of consumer financial contracts.

Specifically, I’m interested in how legal interventions in individuals’ granular transactions have an aggregate impact on consumer welfare, financial institutions, and the economy as a whole. My work uses empirical methods to evaluate the role of regulation on consumers.

My working papers include projects on the effect of consumer protection law on homeowners and mortgage lenders, the role of firm private information in the exercise of contract rights, the effect of fiduciary duty on the sale of annuities and the role of retirement policy in implicitly regulating private annuity markets across the world, including Chile and the US.